Fintech & Startups
Strategic Guidance for Scalable, Investor-Ready Innovation
Accelerating Fintech & Startup Growth with Intermarc Consulting
Africa’s fintech and startup ecosystem is growing fast—but moving from idea to scale requires more than just code. At Intermarc, we work with founders, accelerators, VCs, and ecosystem enablers to shape strategy, structure operations, and build sustainable business models. From product-market fit to regulatory alignment and go-to-market execution, we help startups grow smart, stay compliant, and attract the right capital.
Our Core Consulting Areas for Fintechs & Startups
Business Model & Growth Strategy
We work with startups to define or refine their value proposition, business model, and go-to-market strategy—ensuring product-market fit and clear growth pathways.
Product & Platform Advisory
We help teams assess, design, and iterate their digital platforms from UX feedback to integration architecture and scalability planning.
Regulatory & Compliance Support
We advise on regulatory frameworks affecting fintech and digital ventures, helping startups structure operations to stay compliant without losing agility.
Investor Readiness & Pitch Support
We support fintechs in navigating CBN, SEC, and NDIC compliance from day one—helping you stay ahead of the curve as you scale.
Organizational Design & Capacity Building
We help startups establish governance, operational processes, and team structures that support sustainable growth and responsible scale.
Why Startups and Fintechs Work with Intermarc
Startup-Led, Market-Aware
We understand the realities of building in emerging markets—resource constraints, regulatory ambiguity, infrastructure gaps. Our guidance is grounded in both experience and execution.
Built for Scale and Sustainability
We help startups design scalable business models, define clear growth strategies, and lay the operational foundations that attract partners and investors.
Regulatory Navigation
We support fintechs in navigating CBN, SEC, and NDIC compliance from day one—helping you stay ahead of the curve as you scale.
Investor & Ecosystem Readiness
From pitch decks to due diligence, we help startups tell their story, refine their numbers, and meet the expectations of serious investors and partners.
Supporting Africa’s Next Generation of Tech LeadersLet’s Build What’s Next Together
We help startups establish governance, operational processes, and team structures that support sustainable growth and responsible scale.
Need help shaping your startup’s roadmap, attracting investment, or building for scale? Let’s talk.
Financial Planing FAQ’s
Common questions on financial planning and investing
What should a financial plan include?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
Can you help me plan for retirement?
Retirement age varies widely from person to person. The big question is whether you’ve got enough saved up to support the lifestyle you’re aiming for, especially since retirement could stretch on for 30 years or longer. Your income during those years will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve set that up, and any other investments you’ve built over time.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Absolutely, you’ll have your own personal advisor. At Execor, we’re all about building a strong, one-on-one connection between you and your advisor. We know everyone’s financial path is different, so we pair every client with a dedicated advisor who’s focused on getting to know you and helping you reach your unique financial goals.